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Specialist Insurance Solutions For Australian Tradies

Running a trade business in Australia means working with risk every day. Tradies Insurance Australia on trades-insurance.com.au helps protect your livelihood with cover options for public liability, tools, vehicles, income and more. Whether you’re an electrician, plumber, carpenter or solo contractor, we explain your choices in plain language and connect you with policies that suit the way you actually work and earn.
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Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Insurance for Australian Tradespeople Made Straightforward

Insurance for tradespeople can feel complicated, but it doesn’t have to be. We focus on practical cover that helps you meet site requirements, protect your gear, and keep money coming in if you can’t work.

Explore options for Tradie Insurance, from public liability and tool insurance through to income protection and commercial vehicle cover. Compare quotes, learn what each policy does, and build a package that matches your trade, your workload and your budget.

Public Liability Insurance for Tradespeople

  • Protect against claims: Cover for accidental injury to others or damage to third-party property while you’re on the job.
  • Meet site requirements: Many builders, councils and commercial clients require public liability insurance before you start work.
  • Cover for different trades: Options for electricians, plumbers, carpenters, handymen, and other trades.
  • Confidence on every job: Support for self-employed tradies and growing small businesses across Australia.

Tool Insurance for Tradies

Your tools and equipment are the backbone of your business. Tool insurance helps reduce the financial hit if they’re stolen or damaged.

Policies can cover portable tools, specialised gear and sometimes hired equipment, depending on the insurer. This can be particularly useful if you travel between sites or leave tools in vehicles or lock-ups.

Learn how tool insurance for tradies can be combined with other business insurance for tradesmen, and what limits and excesses to look out for.

Income Protection for Tradespeople

If an injury or illness stops you working, income protection can help keep your bills paid while you recover.

  • Regular payments to replace a portion of your income if you can’t work.
  • Options tailored for self-employed tradesperson insurance and subcontractors.
  • Different waiting and benefit periods so you can match cover to your savings and commitments.

Find out how to choose income protection insurance for tradies and how it can sit alongside other cover you already hold.

Commercial Vehicle & Business Package Cover

  1. Commercial vehicle insurance: Cover for utes, vans and trucks used for your trade work.
  2. Workshop contents and stock: Protect tools, materials and office equipment kept at home or in a workshop.
  3. Business insurance packages: Combine key covers into one policy for easier management.

Every trade faces different risks. A sparky in metro Melbourne won’t need exactly the same cover as a plumber on regional construction projects. Building the right Tradies Insurance Australia package starts with understanding how and where you work.

Insurance by Trade: Electricians, Plumbers & More

From Electrician Insurance Australia to Plumber Insurance Australia, different trades have different needs and obligations.

  • Electricians: often need higher public liability limits and specific licence-related cover requirements.
  • Plumbers: may need cover for water damage risks and higher material values on site.
  • Construction trades: carpenters, tilers, bricklayers and others may need construction insurance for tradies on large projects.

Use our resources to compare what similar tradies typically include and then request quotes tailored to your situation.

How to Choose the Right Tradie Insurance

  1. List your key risks: public liability, tools, vehicles, income, and any contract requirements.
  2. Estimate replacement values for vehicles, tools, workshop contents and stock.
  3. Compare cover options and limits, then check excesses and optional extras.

Stay Informed with Guides, News & Tools

Make decisions with clear, up-to-date information about Tradie Insurance and business risks.

  • Educational articles explaining different policy types and real-life case studies.
  • Updates on insurance trends, market changes and small business news for tradies.
  • Step-by-step guides and checklists to help you renew or review your cover each year.

Browse our latest insights on the news page, dive deeper into topics on the articles hub, or learn more about our approach on the about page.


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Your free quote comparison starts here!
First Name:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

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Quick Links: | Tradies Insurance Australia | Tradie Insurance | Public Liability Insurance For Tradespeople | Tool Insurance For Tradies | Income Protection For Tradespeople | Commercial Vehicle Insurance For Tradies | Business Insurance For Tradesmen | Self-Employed Tradesperson Insurance | Construction Insurance For Tradies | Electrician Insurance Australia | Plumber Insurance Australia
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